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Fundacion Cas Pa Comunidad Arubano


Apply for a Mortgage

Are you ready to take the next step? Contact us and make your orientation appointment today! One of our mortgage advisors will take you through the entire process, and together with you, look into the different possibilities for you owning/building or expand your dream home.

In order for our mortgage advisor to provide you with the best assistance, please make sure to bring the following documents to your orientation appointment:

  • Valid Identification card (of both: spouse or partner)
  • Income papers (of both: spouse or partner)
    • Monthly: last 2 pay slip
    • Biweekly: last 6 slips (and commission last slips, if applicable)
  • Registration papers (for residents not born in Aruba)

In case you want to build a house also bring:

  • Building permit
  • Plot plan
  • Land papers (passed through the notary)
  • Building drawings (approved by D.O.W.)
  • Concrete details drawing (approved by D.O.W)

In case you want to buy a house also bring: an appraisal report (not older than six months)

Why choose FCCA?

Are you ready to buy your own home, or do you want to build your dream home on your own piece of land? FCCA offers an extensive package of products and services in the field of mortgage loans for the construction or purchase of your own house.

FCCA can offer you a wide variety of mortgage products:

  • building mortgages for the construction or buying a house also the purchase of the building lot
  • building mortgages for the renovation or extension of private houses
  • purchase mortgages for the houses already completed ...
  • purchase mortgage for the houses still under construction or which have to be extended
  • mortgages for the purchase of a rented house pertaining to the government of Aruba
  • mortgages for the purchase of an FCCA house
  • refinancing mortgages for additional credits on existing FCCA mortgage loans
  • Mortgages for taking over existing mortgage loans for private construction

As a mortgage client with FCCA, you will get access to the following services:

  • Home construction plan drawings, if needed by the client (pre-approved by DOW)
  • Budgeting of construction costs with list of material and labor cost included
  • Usage of quality materials at a reduced price during the construction period and also during the years of payment of the mortgage loan ...
  • Professional guidance when building or renovating your house, which is included in our mortgage package
  • As Insurance Broker FCCA: offers an extensive insurance coverage in case of fire and theft, personal accident and life insurance.
  • Making of appraisal reports
  • Several facilities to pay back your mortgage: retention of the monthly payment from the salary, standing orders from a current account at the bank or payment at the cashiers at our head office or San Nicolas branch.
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